The SentiLink Fraud Report: H1 2026

170M applications.
7 industries.
The most complete picture of synthetic, identity, and first-party fraud in the U.S. right now.

Our new report covers fraud rates overall and by vertical, charge-off cost data, attacker profiles, and the emerging trends hitting fraud stacks right now, including:

• The aggressive, organized networks targeting HELOCs and 401(k)s

• How residential proxies are outpacing commercial detection

• The social media content recruiting a new generation of first-party fraudsters

Previous editions of this report: 2H 2024, 1H 2025, 2H 2025