SentiLink and Scienaptic Partner to Prevent Fraud



November 22, 2022

SentiLink and Scienaptic Partner to Prevent Fraud

Partnership brings together industry leaders in origination fraud and credit decisioning to prevent millions of dollars of fraud losses for financial institutions

November 6, 2022 –Scienaptic, the world’s leading AI-powered credit decision platform provider, announced its partnership with SentiLink, the leading provider of identity verification and fraud detection solutions. This alliance will enable Scienaptic to tap SentiLink’s application fraud solutions to help Financial Institutions (FIs) minimize fraud risk in their credit decisioning process without compromising customer experience.

Founded in 2017, SentiLink is a leader in identity verification and fraud detection technology. Their suite of identity solutions review consumer data provided at the point of account origination and return scores, attributes, and critical insights indicating the likelihood that an application is fraudulent. By combining proprietary data and deep insight into fraud and identity, SentiLink’s unique approach and innovative products help manage risk, reduce fraud, and approve more good customers faster.

“We are excited to partner with Scienaptic to help the many credit unions, auto lenders and other financial institutions on their platform mitigate risk and make smarter loan decisions,” said Naftali Harris, co-founder and CEO of SentiLink. “Combined with our solutions that stop identity theft and synthetic fraud at the point of application, this partnership will allow Fis to confidently approve more customers without adding friction to the lending experience.”

“Our partnership with SentiLink is part of our ongoing commitment to transforming the technology used in credit decisioning, said Pankaj Jain, President and Co-founder of Scienaptic. "SentiLink’s technology paired with our AI platform is a holistic approach to underwriting that harnesses data from multiple systems to generate predictive signals that mitigate credit and fraud risk, streamline decisioning and result in more approvals for deserving borrowers.”

About SentiLink
SentiLink, the leader in identity verification technology, provides financial institutions and fintechs with best-in-class solutions to prevent synthetic fraud, identity theft, and emerging forms of first-party fraud, as well as access to the eCBSV SSN verification service. Founded in 2017 by Naftali Harris and Max Blumenfeld, creators of the risk and fraud systems at Affirm, SentiLink has raised $85M to date from investors including Andreessen Horowitz, Craft Ventures, and NYCA Partners, among others.

About Scienaptic
Scienaptic AI’s mission is to increase credit availability across the globe by transforming the technology used in credit decisioning. FIs such as credit unions, auto lenders, banks, and fintechs, use Scienaptic's AI native credit decisioning platform enables lenders to constantly improve the quality and speed of their underwriting decisions, helping them reach a greater number of borrowers, including underbanked and underserved individuals, and say “yes” more often, without increasing risk while addressing all Regulatory aspects especially Fair lending and explainable adverse actions.

The company’s AI platform is used by lenders of all sizes, integrating seamlessly with their existing systems. Scienaptic-enabled lenders have processed more than 190 million transactions worth $36 billion in credit decisions, benefitting millions of borrowers, and helping them get access to the credit they need. For more information, visit

Read the release on PRLog


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